Learn Effective Personal Finance Practices With Our Tips Posted By: srp

Money may not buy happiness, but it can sure make day to day life a lot easier. Fewer monetary concerns allow us to sleep more soundly and feel less stressed. Scores of individuals do not have a good grasp of their finances, and financial difficulty is a major cause of unhappiness. Take a look at the advice below to stabilize your finances and spare yourself that sort of irritation.

If you need to make minor purchases, be sure to have a debit card or $10 in cash with you. Some retailers will not allow you to use your credit card for purchases under a set value.

Take advantage of alert services that many banks offer to online customers. Most banks have customer-friendly programs that offer alerts via text message or email when key events occur in your account. Receiving an alert when you have a low balance or a large withdrawal protects you from both overdraft and fraud.

Eating less from restaurants or fast food joints can save you money and promote better personal finances. Making one's own meals at home is thrifty and adds to appreciation of making the meal.Hewitt Resources Netbenefits ING Retirement

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